Systematic Investment Plans - SIPs

  • Tell me more about SIPs
    A Systematic Investment Plan or SIP is a smart and hassle-free mode for investing money. SIP allows you to invest a certain pre-determined amount at a regular interval. A SIP is a planned approach towards investments and helps you inculcate the habit of saving and building wealth for the future. With volatile markets, most investors remain skeptical about the best time to invest and try to 'time' their entry into the market. Rupee-cost averaging allows you to stop guessing. To see how SIPs in JamaWealth's portfolios have performed, you can click on
  • How do I setup an SIP in Jama
    Please select the investment plan as per your desired objective: Tap on SIP at the bottom of the card of the stock portfolio OR fund. You can enter the amount, then select the frequency of the investment and the day when you wish the SIP to occur. Choose the duration and get started.
  • I forgot to register the SIP mandate at my bank's Net banking site.
    Please register the Auto Debit Mandate and the SIP should resume. If it doesn't, then you can create another SIP and make sure that the mandate is registered on the same day (takes just 2-3 minutes as it is paperless). In case of stocks, you can setup a standing instruction with the bank to transfer funds to the demat account.
  • I have SIPs in Mutual Funds elsewhere. How do I move them to Jama and save on commission?
    To stop future SIP installments on the other platforms, please cancel them on those platforms. Cancellation may take some time and effort but is well worth it as you save big on long-term compounding commissions. Our advisor can help you with selecting a suitable continuation of the SIP flow in a suitable stock portfolio or a mutual fund.
  • When will my next SIP installment be placed?
    Your next installment of SIP will usually happen as per the frequency of your investment plan in stocks. For a monthly SIP this is usually at 30 days intervals. You will get an email with a secure link to invest in the personalised set of stocks for you. In case of mutual funds, the gap must be minimum 30 days. For Example: If on 15-November, you create an SIP for the 10th of every month. Then the first order is for 15-November itself. The next installment will NOT be on the 10th of next month i.e. 10-December. This is because 30 days have not passed. So the next installment for the SIP will be on 10-January.
  • How do I cancel an SIP
    Go to "My SIPs" and select the SIP you wish to cancel. You will see a "Cancel" button. You will be asked for a confirmation and after that, the SIP will be canceled. In case the SIP is not canceled for any reason, please write to
  • My auto debit installment did not get debited
    In the case of stocks, you can always transfer money to your demat account at any time. please check with your bank if any standing instruction did not work on time. If its a mutal fund SIP of auto-debit type, then please check if your mandate is approved. Once the mandate is approved then the next installment can happen. If your SIP is not auto debit type, then it is possible that you missed the payment link sent to you by email. You may also have missed the alerts from the Jama application. No worries, you can still go to the My SIPs screen and hit the Invest button to make a fresh lumpsum purchase into the same fund.
  • Why did my auto debit installment get debited early?
    In case of any stock portfolio SIP on Jama Wealth plans, the SIPs emails always come on the desired plan and you are expected to keep the funds ready in your demat account. So there is never an early debit! It is possible that a mutual fund auto debit mandate may get triggered 1-2 business days in advance. This could happen if there are any intervening holidays, so that the funds reach the Mutual Fund on time.
  • What does self approving a mandate do?
    Auto Debit mandates take a few days to get approved since there is paperwork between the Exchange, Bank and the Mutual Fund. If you already registered your mandate with your Bank (via Net Banking) and you wish to stop receiving reminders, you can mark the Mandate as 'self-approved'. In case of stocks to arrange timely money for your SIPs, you can set up a standing instruction with your bank to transfer a pre-determined amount of money to the demat's current account. Jama does not track this and you can easily do this with your bank.
  • I missed paying for my SIP installment. Can I pay again?
    Yes of course. If for any reason you miss paying a SIP installment, you can go to the My SIPs screen and hit the Invest button to make a fresh lumpsum purchase into the same fund. In the case of stocks, you can always Top Up, or visit your My Plans screen to choose the schedule that was missed and complete the pending investment.
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