Jama Equity, Investing & Rebalancing

  • What is the Roots & Wings investment philosophy of Jama Wealth
    Jama Wealth Equity Advisory follows a Investment Philosophy called Roots & Wings. Our team of industry experts, each having 30+ years of experience in advisory & research, carefully selects stock portfolios. They are aided by machine learning algorithms and operate in a transparent model without any hidden brokerages or commissions.
  • What if i miss an SIP isntallment? Can i do it next month?
    You can always clear any pending investments by clicking on You get a card based view of all installments. You can select those you wish to complete. You can also specify an exact amount based on the demat cash balance you hold.
  • What if one stock fails to execute at demat account?
    You can always click on Retry in case any stock or stocks fail to execute. The sequence get repeated. You may wish to reduce any stock quantities to ensure that your order goes through, based on the funds available in your demat account.
  • What is Spark Portfolio ?
    SPARK - Jama Wealth Smallcap Portfolio which is purely smallcap portfolio
  • What is Jewel Portfolio ?
    JEWEL - Jama Wealth Equity Long portfolio which is a flexicap portfolio
  • Can i add an extra installment?
    You can add an extra installment for a plan from your plans page:
  • Can i add a new plan
    To add a new plan, please contact your relationship manager. Soon, you can do this online yourself.
  • Can I set up systematic contributions or systematic investment?
    You can add one more SIPs at any time. Please contact your relationship manager to get this started.
  • How do you take a call on the exit or entry of any stock?
    We follow the investment philosophy for the chosen strategy; every company in the portfolio is shortlisted and screened further; at the same time any company deviating from the philosophy is reviewed closely before deciding on an exit.
  • How do I rebalance my portfolio?
    You can rebalance by clicking on the link in your dashboard. You get emails when rebalancing is due. If you wish to do it manually, the email specifics the actions and quantities for each stock. You can make the sell, and buy transactions and email the contract note to
  • What is a T-Pin ?
    T-pin or Transaction Pin is used to authenticate your sell transactions. This is as per SEBI regulation to help you make the transaction securely.
  • If I am investing online with the integration with my demat, then do i still need to share my contact note?
    The final contract note sent by the demat at end of day, carries the trade number. This is the final word on the transaction for compliance purposes. Hence we will still need your contract note or trade book.
  • Can I invest in Spark if I have Jewel in the same Demat account
    Although we recommend using two different demat accounts, you can invest both portfolios in same demat account.
  • When i do a top-up, does it get mapped to a plan?
    Your top up investment gets mapped to an existing active plan. You can track the Top up by going to your plans page:
  • Is top up free or do I have to pay for it?
    You can conveniently top up any time. The fees for the additional amount shall be charged later as per the terms of the agreement in place.
  • What are the benefits of rebalancing?
    Rebalancing helps keep your portfolio on track. You exit some poor-performing stocks and add those with better fundamentals. Your investment advisor also modifies weightages of stocks and the sectoral allocation mix. Over the long run, rebalancing helps grow your portfolio.
  • What are these margin rules | What do yoy mean by 80% of value today and 20% of value tomorrow?
    As per the margin rules from SEBI, if you have done a Sell transaction today, then out of the sell value 80% is only available for trade on same day. The remaining 20% will be available on the next day. We advise 75% and 25% so that in Step 1 we do not miss out any transactions due to price fluctuations.
  • What does Step 1 and Step 2 in rebalancing mean?
    We have divided the rebalance phase into Step-1 and Step-2 based on funds available for Trade. In Step -1 you can execute the Sell transactions as per recommendation, and then the buy transactions worth of 75% of sell value which is available to trade on same day. SEBI rules mandate a maximum of 80%; we have kept 75% to retain some buffer in case some transactions do not go through. We go through a Step 2 rebalancing action on the next day covering the remaining 25%. In Step-2 you can complete the remaining buy transactions with rest 20% of previous day'sell value, which is available on the next trade day.
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