NPS stands for National Pension Scheme. Thus, at the core, it is a pension scheme. In other words, it attempts to provide the investor with a periodic income post-retirement. There is no option to “commute” or make this pension “lump sum”, which is to take a lump sum instead of a regular pension. A maximum of only 40% of the total amount can be converted into a pension.
To read more, please click on the following link :- https://jamawealth.com/blog/national-pension-scheme-nps-investment-evaluation/
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